Transparency First

How We Rate & Review

Our ratings are data-driven, independently produced, and never influenced by advertisers. Here's exactly how we do it.

Editorial Independence

Greesi's editorial team operates completely independently from our business team. Advertisers have zero input on our ratings, rankings, or review content. Affiliate relationships may exist with some products we review — we disclose this clearly — but they never affect our scores.

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How We Score Banks

Each bank is scored across five weighted categories:

Rates & Fees30%
Account Features25%
Digital Banking20%
Customer Service15%
Account Access / ATMs10%

We compare savings APY against the national average, evaluate fee structures, test mobile apps, and analyze FDIC insurance and ATM reimbursement policies.

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How We Score Credit Cards

Credit cards are evaluated on:

Rewards Value35%
Annual Fee vs. Benefits25%
Approval Accessibility20%
Perks & Travel Benefits20%

We calculate real-world rewards value based on a $2,000/mo spend profile, then weigh signup bonuses, foreign transaction fees, travel credits, and APR ranges.

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How We Score Investing Platforms

Brokerage and investing platform scores are based on:

Fees & Commissions30%
Investment Selection25%
Platform & Tools25%
Account Minimums20%

We test each platform's interface, evaluate research tools, check options and fractional share availability, and compare robo-advisor fees against industry benchmarks.

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How Often We Update

All reviews are audited monthly and updated whenever a product changes its rates, fees, or features. APY rates are checked weekly against published bank data. Each review shows a "Last Reviewed" date so you always know how fresh the information is.

What Our Star Ratings Mean

⭐⭐⭐⭐⭐ 4.5–5.0Best in class
⭐⭐⭐⭐ 4.0–4.4Excellent
⭐⭐⭐ 3.0–3.9Good — some tradeoffs
⭐⭐ 2.0–2.9Below average
⭐ Below 2.0Not recommended
Affiliate Disclosure: Some links on Greesi are affiliate links. If you apply for or open an account through our links, we may earn a commission at no extra cost to you. This has no effect on our editorial scores, rankings, or recommendations. If you have questions about our methodology, contact our editorial team.