Free Calculator
Points Transfer Calculator
Select your points program, enter your balance, and instantly see what every transfer partner is worth.
1 Select your points program
2 Enter your points balance
points
Tip: Check your balance in your card issuer's app or online portal.
3 Your value breakdown
| Transfer Partner | Type | Ratio | Value/Point | Total Value |
|---|
Point values are estimates based on average real-world redemptions. Actual value depends on availability, routing, and class of service. Transfer partner ratios and availability subject to change. Transfers are typically irreversible — verify partner terms before transferring.
How to Use This Calculator
- Pick your program — Select the bank that issued your points-earning card.
- Enter your balance — Check your current points balance in your card issuer's app.
- Compare partners — Look for the highest total value row (highlighted in green). That's where your points go furthest.
- Research before you transfer — Confirm award availability with the partner before initiating a transfer, since most are instant but irreversible.